Important Notice
These Terms and Conditions constitute a legally binding agreement between you and 99maya. By creating an account, accessing our platform, or using any of our gaming services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you must immediately cease all use of the 99maya platform and services. These Terms are subject to Philippine law and the regulatory oversight of the Philippine Amusement and Gaming Corporation (PAGCOR).
1. Definitions and Interpretation
In these Terms and Conditions, unless the context requires otherwise, the following terms shall have the meanings assigned below:
- "99maya," "we," "us," or "our" refers to 99maya Casino and Sports Betting Platform, a duly licensed online gaming operator regulated by PAGCOR operating under Philippine jurisdiction.
- "Platform" or "Website" refers to the 99maya online gaming platform accessible at 99maya.cam and all associated mobile interfaces, applications, and services.
- "Player," "you," or "your" refers to any individual who creates an account, accesses the Platform, or uses any services offered by 99maya.
- "Account" refers to the personal gaming account created by a Player upon successful registration with 99maya.
- "Services" refers collectively to all gaming products, features, and functionalities offered through the Platform, including but not limited to online slots, live casino games, sports betting, bingo, jackpot games, and all ancillary services.
- "PAGCOR" refers to the Philippine Amusement and Gaming Corporation, the regulatory authority governing legal gaming operations in the Republic of the Philippines.
- "Real Money" refers to actual Philippine Peso currency deposited by Players for the purpose of placing wagers on games and events offered through the Platform.
- "Bonus Funds" refers to promotional credits awarded by 99maya that may be subject to wagering requirements and specific terms before conversion to withdrawable Real Money.
2. Eligibility and Account Registration
2.1 Age and Jurisdictional Requirements
To create an account and use 99maya services, you must meet all of the following eligibility criteria without exception:
- You must be at least 21 years of age. 99maya strictly prohibits account creation and gaming participation by individuals under the legal gambling age established by Philippine law and PAGCOR regulations.
- You must be a resident of the Republic of the Philippines or physically located within Philippine territory at the time of account creation and during all gaming sessions.
- You must be legally competent to enter into binding contracts under Philippine law.
- You must not be employed by 99maya or any of its parent companies, subsidiaries, affiliates, service providers, or game suppliers.
- You must not be self-excluded from gambling activities or listed in any responsible gaming databases maintained by PAGCOR or other regulatory authorities.
- You must not have been previously banned or suspended from 99maya or any other online gaming platform for fraud, abuse, or violation of terms of service.
2.2 Account Creation and Verification
Registration with 99maya requires providing accurate, current, and complete information as requested in the account creation form. You agree to:
- Provide your true legal name exactly as it appears on government-issued identification documents.
- Supply a valid email address that you regularly access and maintain control over.
- Provide a valid Philippine mobile telephone number capable of receiving SMS verification codes.
- Create a secure password meeting our minimum security requirements.
- Provide accurate date of birth, residential address, and other requested personal information.
- Submit government-issued identification documents (valid Philippine Passport, Driver's License, UMID, or other PAGCOR-accepted ID) upon request for identity verification purposes.
99maya reserves the right to request additional documentation at any time to verify your identity, age, address, payment method ownership, or compliance with these Terms. Failure to provide requested documentation within reasonable timeframes may result in account suspension, withdrawal restrictions, or account closure. You acknowledge that providing false, misleading, or fraudulent information during registration constitutes a material breach of these Terms and may result in immediate account termination and forfeiture of all funds.
2.3 Account Restrictions and Prohibitions
Each Player is permitted to maintain only one active account with 99maya. Creating multiple accounts, whether using different email addresses, mobile numbers, or personal information, is strictly prohibited and constitutes grounds for immediate account termination. You may not:
- Create an account on behalf of another person or allow another person to access your account.
- Share account credentials with any third party or permit account access by unauthorized users.
- Transfer, sell, or assign your account or any associated benefits to another party.
- Use your account for any purpose other than personal entertainment and gaming.
- Create an account if you have previously been excluded or banned from 99maya or any other PAGCOR-licensed gaming platform.
3. Player Obligations and Conduct
3.1 Responsible Use of Services
By using 99maya services, you acknowledge full personal responsibility for your gaming activities and agree to use our platform responsibly and within your financial means. You understand that online gaming involves financial risk and that losses are possible. 99maya provides entertainment services and makes no guarantees regarding winning outcomes. You agree to:
- Only wager amounts you can afford to lose without financial hardship.
- Not use gaming activities as a source of income or financial solution.
- Immediately cease gaming if you experience signs of problem gambling.
- Utilize responsible gaming tools provided by 99maya, including deposit limits, loss limits, session time reminders, and self-exclusion options.
- Seek professional assistance if gambling causes negative consequences in your personal, professional, or financial life.
3.2 Prohibited Activities
You may not engage in any activities that violate these Terms, Philippine law, PAGCOR regulations, or the rights of 99maya or other Players. Specifically prohibited activities include but are not limited to:
- Fraudulent Activity: Using stolen credit cards, payment instruments, or identity information; creating accounts with false information; colluding with other players to gain unfair advantages; or any form of payment fraud or chargeback abuse.
- Bonus Abuse: Creating multiple accounts to claim promotional offers multiple times; coordinating with other players to manipulate bonus terms; or engaging in wagering patterns designed solely to clear bonus requirements without genuine gaming participation.
- Technical Exploitation: Using software, bots, scripts, or automated tools to place wagers or manipulate gaming outcomes; exploiting software bugs or glitches for unfair advantage; reverse engineering or attempting to access restricted areas of the Platform.
- Money Laundering: Using 99maya services to launder funds from illegal activities; conducting transactions designed to disguise the source of funds; or failing to provide satisfactory documentation regarding the source of deposited funds when requested.
- Market Manipulation: Engaging in coordinated wagering patterns with other players; intentionally losing funds to another player; or participating in organized efforts to manipulate odds or outcomes.
Violation of these prohibitions will result in immediate account suspension, forfeiture of all funds (including deposits and winnings), and potential referral to law enforcement authorities where criminal activity is suspected.
4. Deposits, Withdrawals, and Financial Transactions
4.1 Deposit Methods and Processing
99maya accepts deposits via approved payment methods including GCash, PayMaya, bank transfers to designated Philippine banks, and other payment processors as listed on the Platform. Minimum deposit amounts are ₱50 unless otherwise specified for particular payment methods. You agree that:
- All deposits must originate from payment accounts registered in your own name.
- You possess legal ownership and authorization to use all payment methods utilized for deposits.
- Funds deposited are not derived from illegal activities or sources.
- 99maya may request verification documentation for any payment method used, including bank statements, GCash screenshots, or other proof of ownership.
- Deposits are final and non-refundable except where required by law or at 99maya's sole discretion in cases of processing error.
Deposit processing times vary by payment method but most electronic wallet transfers (GCash, PayMaya) are credited instantly. Bank transfers may require 1-4 hours depending on the originating bank and time of transfer. 99maya is not responsible for delays caused by third-party payment processors or banking institutions.
4.2 Withdrawal Policy and Procedures
Players may request withdrawal of available Real Money balances at any time subject to the following conditions:
- All withdrawal requests are subject to identity verification. First-time withdrawals require submission of government-issued identification and may require additional documentation.
- Withdrawals must be processed to payment methods registered in the Player's name. Third-party withdrawals are strictly prohibited.
- Minimum withdrawal amount is ₱100 for GCash/PayMaya and ₱500 for bank transfers.
- Withdrawal processing times are typically 15-30 minutes for GCash/PayMaya and 24 hours for bank transfers during business days.
- 99maya reserves the right to conduct enhanced due diligence on large withdrawal requests, which may result in processing delays of 48-72 hours while verification procedures are completed.
- Bonus Funds must meet applicable wagering requirements before conversion to withdrawable Real Money.
99maya may decline withdrawal requests and request additional verification if we suspect fraudulent activity, bonus abuse, money laundering, or violation of these Terms. All withdrawal decisions are made in accordance with PAGCOR anti-money laundering regulations and applicable Philippine law.
5. Gaming Rules and Fair Play
5.1 Game Rules and Random Number Generation
All games offered on the 99maya platform operate using certified random number generators (RNG) or, in the case of live casino games, physical dealing by trained dealers under video supervision. Game rules, payout tables, and return-to-player percentages are displayed within each game and determined by the respective game provider. 99maya does not influence, manipulate, or alter game outcomes in any manner. All RNG-based games undergo regular testing and certification by independent testing agencies including eCOGRA, iTech Labs, and Gaming Laboratories International (GLI) to ensure fairness and compliance with international gaming standards.
5.2 Malfunction and Disputed Outcomes
In the event of system malfunction, disconnection, or display error affecting game outcomes, the following provisions apply:
- Wagers placed during periods of system malfunction are void and stakes are returned to Player accounts.
- Where malfunction occurs after game outcome is determined but before display to Player, the outcome recorded on 99maya servers shall be considered final and binding.
- In case of disconnection during live casino games, established game results stand. Incomplete game rounds are voided and stakes returned where results cannot be definitively determined.
- Display errors or incorrect odds do not invalidate wagers but obvious errors (such as incorrect decimal placement or negative odds) void affected wagers.
- All disputes regarding game outcomes are subject to review by 99maya management in consultation with the respective game provider. Management decisions are final and binding.
6. Bonuses and Promotions
6.1 Promotional Terms and Conditions
99maya offers various bonuses, promotions, and loyalty rewards to enhance Player experience. All promotional offers are subject to specific terms and conditions displayed at the time of the offer. General provisions applicable to all bonuses include:
- Bonuses are awarded at 99maya's sole discretion and may be modified or withdrawn at any time.
- Each Player is eligible for one bonus per promotion unless explicitly stated otherwise.
- Bonus Funds are subject to wagering requirements before conversion to withdrawable Real Money.
- Wagering contributions vary by game type, with slots typically contributing 100% while table games may contribute 10-20% or be excluded entirely.
- Bonus abuse, including creating multiple accounts to claim offers repeatedly, results in forfeiture of all bonuses and potential account closure.
- 99maya reserves the right to void bonuses and winnings derived from bonus play where abuse is detected.
7. Intellectual Property Rights
All content displayed on the 99maya platform, including but not limited to text, graphics, logos, images, software, audio clips, video clips, and data compilations, is the property of 99maya, our licensors, or game providers and is protected by Philippine and international copyright, trademark, and other intellectual property laws. The 99maya name, logo, and all related marks are registered trademarks. You may not reproduce, distribute, modify, create derivative works from, publicly display, or otherwise exploit any Platform content without express written permission from 99maya.
8. Limitation of Liability and Disclaimers
To the maximum extent permitted by Philippine law, 99maya shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Platform or Services. This includes but is not limited to losses resulting from system downtime, payment processing delays, game malfunctions, security breaches, or unauthorized account access. You acknowledge that online gaming involves risk of financial loss and that 99maya makes no guarantees regarding winning outcomes. All gaming is at your own risk. Your sole remedy for dissatisfaction with 99maya services is to discontinue use of the Platform and close your account.
9. Account Closure and Termination
You may close your account at any time by contacting customer support. Upon closure, you must withdraw all remaining funds subject to completion of any pending wagering requirements. 99maya reserves the right to terminate or suspend your account immediately without prior notice if you breach these Terms, engage in prohibited activities, or if continued provision of services would violate applicable law or regulation. In cases of termination for breach, 99maya may forfeit all funds in your account and pursue legal remedies for damages caused by your violations.
10. Dispute Resolution and Governing Law
These Terms are governed by and construed in accordance with the laws of the Republic of the Philippines. Any disputes arising from these Terms or your use of 99maya services shall first be addressed through our internal complaints procedure by contacting customer support. If informal resolution is unsuccessful, disputes shall be submitted to binding arbitration under Philippine arbitration law. You agree to waive any right to participate in class action lawsuits or class-wide arbitration against 99maya. The arbitrator's decision is final and binding, subject only to limited judicial review as provided by Philippine law.
11. Amendments to Terms
99maya reserves the right to modify these Terms and Conditions at any time. Material changes will be communicated via email, Platform notification, or prominent display on the website. Continued use of 99maya services following notice of changes constitutes acceptance of modified Terms. Players who do not agree to updated Terms must immediately cease use of the Platform and close their accounts. It is your responsibility to regularly review these Terms to stay informed of any changes.
12. Contact Information
For questions regarding these Terms and Conditions or any aspect of 99maya services, please contact our customer support team:
- Email: [email protected]
- Live Chat: Available 24/7 through the Platform
- Operating Hours: Customer support available continuously
We aim to respond to all inquiries within 24 hours during business days. For urgent matters requiring immediate attention, live chat provides the fastest response.
Understanding Your Rights and Responsibilities
Player Protection
These Terms establish clear rights and protections for 99maya players operating under PAGCOR regulatory framework. You have the right to fair gaming, timely withdrawals, account security, and responsive customer support. 99maya commits to maintaining transparent operations and protecting player funds in segregated accounts separate from operating capital.
Legal Compliance
Operating as a PAGCOR-licensed platform means 99maya adheres to strict regulatory standards governing responsible gaming, anti-money laundering, age verification, and fair play. These Terms reflect our legal obligations and ensure all gaming activities comply with Philippine law. Your compliance with these Terms helps maintain the legal and regulatory standing that protects all players.
Responsible Gaming
While these Terms establish legal obligations, they also emphasize your personal responsibility to game within your means. 99maya provides tools including deposit limits, loss limits, and self-exclusion to help maintain control. If gaming negatively impacts your life, we encourage using these tools and seeking professional help through PAGCOR responsible gaming resources.
Financial Transparency
Clear financial terms protect both players and platform. These Terms specify deposit and withdrawal procedures, processing times, verification requirements, and dispute resolution mechanisms. Understanding these financial provisions ensures you know exactly how your money is handled, when withdrawals are processed, and what documentation may be required.
Prohibited Conduct
These Terms explicitly define prohibited activities including fraud, bonus abuse, money laundering, and technical exploitation. Understanding these prohibitions helps you avoid actions that could result in account suspension or termination. Fair play benefits the entire gaming community by maintaining platform integrity and ensuring honest players are not disadvantaged.
Support and Resolution
Questions about Terms or disputes regarding account matters are addressed through our 24/7 Filipino customer support team. These Terms establish clear dispute resolution procedures ensuring fair treatment. If you need clarification on any provision or have concerns about account actions, contact support immediately for assistance in English or Tagalog.
Ready to Play at 99maya?
By creating an account, you confirm that you have read, understood, and agree to these Terms and Conditions. You acknowledge that you meet all eligibility requirements including being at least 21 years of age and physically located in the Philippines. You understand that gaming involves financial risk and that 99maya provides entertainment services without guarantees of winning outcomes. Join over 100,000 Filipino players who trust 99maya for secure, fair, and entertaining online gaming under full PAGCOR regulation. Your gaming journey begins with understanding and accepting these Terms — welcome to 99maya.